Rectangle 12774-3

Financial Planning

designed to guide family wealth with
clarity, purpose, and long-term intentions.

Families rely on thoughtful Financial Planning to create stability across generations.

Fiduciary Advice.
Generational perspective.

For more than 50 years, our team has helped families navigate markets, business transitions, and complex financial decisions with clarity and steadiness. Our history reflects a consistent commitment to thoughtful execution and long-term stewardship.

Our Financial Planning Philosophy:

  • Values should shape every decision

    Effective planning starts with understanding priorities and family dynamics.

  • Objective guidance reduces complexity

    Independent fiduciary oversight brings steadiness to multi generational choices.

  • Conserving wealth requires a plan

    Long-term capital endures when structure and disciplined planning guide decisions.

  • Perspective emerges over decades

    Long-range modeling reveals risks and opportunities that short-term noise obscures.

  • Organization expands opportunity

    Organized wealth creates room for growth, philanthropy, and long term impact.

FINANCIAL PLANNING SOLUTIONS

Comprehensive Financial Planning
for Complex Financial Lives

Every plan is designed to support families with significant wealth, intricate structures, and evolving multi-generational priorities.

Retirement and Income Planning

Structured planning that supports income longevity, capital efficiency, and enduring family needs. Strategies are modeled for varying markets, tax environments, and multi generational outcomes.

Estate and Legacy Planning

A thoughtful approach to long term transfer strategies that reflect family priorities, intergenerational goals, and philanthropic intent.

Tax-Aware Financial Strategies

Planning that integrates tax awareness at each stage of wealth, including income alignment, charitable planning, and long term efficiency.

Liquidity and Cash Flow Planning 

Clarity around near term and long range liquidity needs supported by disciplined forecasting and structured cash flow analysis.

alt

Planning for Life’s
Knowns and Unknowns

“Planning is not a one-time exercise. It is an evolving conversation that aligns family goals, legacy intentions, and financial realities across decades.”

Michael McLeod

Director of Financial Planning & Senior Wealth Advisor

FINANCIAL PLANNING INSIGHTS
Financial Planning & Retirement 401(k)

Year-End Action Items for Participants

February 2026 By: KYLE POWERS, CFP®, MBA, AIF
Beyond the Numbers Advisor Q&A

Planning for the Next Generation: Insights from Bess Butler Brunson

February 2026 By: BESS BUTLER BRUNSON, CFP®

Frequently Asked
Questions

What does comprehensive Financial Planning include for families with significant complexity?

Comprehensive Financial Planning begins with a thorough review of the entire balance sheet, including trusts, operating entities, private investments, concentrated equity, and personal assets. From there, integrated cash-flow modeling, tax-aware projections, estate coordination, and liquidity planning are developed within a single strategic framework. The result is a disciplined, long-term plan designed to conserve capital, align family priorities, and support multi-generational continuity.

How does the firm coordinate planning across multiple entities and advisors?

Complex wealth requires careful orchestration across legal, tax, and investment domains. The firm works directly with CPAs, estate planning attorneys, insurance professionals, and other specialists to ensure that entity structures, tax filings, estate documents, and portfolio strategy function cohesively. This coordinated oversight reduces fragmentation and strengthens long-term execution.

How are long-term projections built for multi-generational families?

Multi-decade modeling evaluates income sustainability, estate tax exposure, charitable strategies, liquidity events, and generational transfers under varying market and legislative assumptions. These projections are stress-tested and revisited regularly as family dynamics and regulations evolve. Planning is structured to anticipate change rather than react to it.

How does the firm address liquidity, concentration, and portfolio risk?

Concentrated positions, closely-held businesses, and private investments are evaluated within a total wealth framework that prioritizes liquidity and long-term stability. Strategies may include staged diversification, structured reserves, and tax-efficient distribution sequencing. Risk management is deliberate and aligned with the broader objective of preserving and growing family capital.

Why does the firm operate as a fee-only fiduciary?

As a fee-only advisor, the firm does not sell products or accept commissions from third-parties. This structure reinforces independence when evaluating estate strategies, insurance solutions, private investments, or liquidity decisions. Advice remains aligned solely with the long-term interests of the families served.

alt

Conversations
That Endure.

Every relationship begins with understanding — of priorities, values, and legacy.

For families seeking a partner who measures success in decades rather than quarters, we welcome the opportunity to connect. 

The Fiduciary Group, LLC (“TFG”) is registered with the United States Securities and Exchange Commission as an investment adviser. Brokerage and investment advisory services and fees differ and it is important for you to understand the differences between them. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing. Page 1 of 2 ITEM 2: What investment services and advice can you provide me? CONVERSATION STARTERS: Ask Your Financial Professional… “Given my financial situation, should I choose an investment advisory service? Why or why not?” “How will you choose investments to recommend to me?” “What is your relevant experience, including your licenses, education, and other qualifications? What do these qualifications mean?” We offer investment advisory services to retail investors.

TFG primarily provides wealth management services to high-net-worth individuals and families, and investment management services for trusts, estates, pension, 401(k) and profit-sharing plans, nonprofit organizations, and other legal entities. Where requested, the principals of TFG accept appointments in their individual capacity as trustee, executor, and/or power of attorney

We offer a wide range of wealth management services to our clients who own separately managed accounts. We work with each client to establish an appropriate investment policy statement (IPS) based on the client’s objectives, unique circumstances, time horizon, and risk tolerance. We generally invest client assets in domestic and international stocks, bonds, mutual funds, and exchange traded funds (“ETFs”).

© Copyright 2026 The Fiduciary Group